Personal loan offers
See every offer you qualify for, with the full cost before you apply.
- Lenders
- RBI-regulated
- Shown up front
- APR and fees
- Checked against
- Your bills
Soft check onlyCheck my offers
Loans, cards, insurance and investments, arranged by what you are trying to do and checked against the income, bills and goals Moncass already reads.
Borrow
LiveLoans and cards from trusted lenders
Protect
Coming soonCover for your life, health and vehicle
Offers come from regulated lenders and insurers
Each product is issued by the provider on its own terms. Moncass shows them side by side.
Loans and cards
Bajaj Housing Finance
Lendingkart
FlexiLoans
NeoGrowth
Insurance
HDFC Life
Aditya Birla Health
New India Assurance
Tata AIGA store that has read your bank statement should not make you browse. Ask the coach what fits and it answers with your own arithmetic, including when the answer is to wait.
How much can I invest every month?
You earn ₹65,000 and spend ₹46,600 on average, so ₹18,400 is free. I would hold ₹5,000 back as buffer (your Food category swings ±₹4,000), which leaves ₹13,400 to invest.
Other things people ask
- Can I afford a SIP?
- Am I over-insured?
- Best FD for 2 years
The Store tab in the app.
Moncass earns a commission when you buy through the Store. Here is who pays it, and the registrations each product is sold under.
- How Moncass is paid
- Moncass earns a distribution commission from the AMC, the insurer or the lending partner. It does not change the NAV you pay, the premium you are quoted or the rate you are offered, and it does not change what gets recommended.
- Licences & registrations
- Mutual funds are distributed under an AMFI ARN; bonds under SEBI debt-segment broking / OBPP registration; NPS through a PFRDA-authorised PoP arrangement; insurance under insurance intermediary and life-distribution registrations; loans and cards through regulated lender and issuer partners on a referral / LSP model.
- Investments
- Returns are market-linked and past performance does not guarantee future results. Read the scheme information or offer document before investing. Fixed deposits are booked directly with the issuing bank in your name; balances up to ₹5 lakh per bank are insured by DICGC.
- Credit
- Moncass is a distribution platform, not a lender. Every loan and card is issued by a regulated bank, NBFC or HFC partner, on the partner's own approval and terms.
Moncass is not a registered investment adviser. Everything the coach says is guidance built from your own numbers. For large decisions, weigh your full circumstances and check anything important with the provider.
The Store opens with the app
Join the early access list and the Store arrives with your accounts already read, so the first thing it shows you is sized to you.