Money that
answers back
One clean view of every account, and an AI that tells you what's safe to spend today, and whether you can afford that thing.
No passwords, ever · RBI-AA consent-based · Skippable by default
Ask “Can I afford this?”
Get a real answer
It reads your income, bills and goals, then answers the question you actually asked, in plain language.
- Built from your numbers
- Trade-offs made obvious
- Always a clear next step
Three things, every single day
One view of your money, one number for what is safe to spend, and someone to ask.
Every account, one clean view
Bank balances, UPI, credit cards and subscriptions in one place, so you stop opening five apps just to see where you stand.
A daily read on your money
Open the app and see it straight away: what you spent, what's due next, and how much is safe to spend today.
An AI that answers back
Ask "can I afford this?" or "what can I cancel?" and get an answer built from your real numbers, in plain language, not a chart.
Set up in under two minutes
Sign in in seconds
Just your number and a one-time code. No passwords, ever.
Connect, or explore first
Link accounts through an Account Aggregator to unlock the full AI, or skip and use Moncass manually.
Let the coach work
Get a daily read, proactive nudges, and answers to the money questions you actually ask.
A daily read,
before you ask
Moncass opens on what changed since yesterday - what went out, what is due, and what is safe to spend today.
Coming soon to iOS and Android.
Your data, on your terms
Consent-based, revocable and password-free, through India’s RBI-licensed Account Aggregators. Nothing but login is ever mandatory.
RBI-licensed Account Aggregators
Data flows only through India’s regulated AA framework, the same rails banks use for consent-based sharing.
We never see your password
Moncass never asks for and never stores your banking credentials. Access is granted by you, through consent.
You hold the controls
See exactly what you shared, and revoke any account or consent whenever you like, in one tap.
Skippable by default
Nothing except login is mandatory. Use Moncass manually first, and connect only when you’re ready.
Money that
answers back
Be first to try Moncass. We will email you the moment early access opens - nothing else.