Early access opens soon, in India
Money that
answers back
One clean view of every account, and an AI that tells you what's safe to spend today, and whether you can afford that thing.
- No passwords, ever
- RBI-licensed Account Aggregators
- Read-only access
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The conversation plays by itself. The figures are made up.
Ask “Can I afford this?”
Get a real answer
It reads your income, bills and goals, then answers the question you actually asked, in plain language, in English or Hinglish.
- Built from your own numbers
- Trade-offs made obvious
- Always a clear next step
Three things, every single day
One view of your money, one number for what is safe to spend, and someone to ask.
Every account, one clean view
Bank balances, UPI, credit cards and subscriptions in one place, so you stop opening five apps just to see where you stand.
A daily read on your money
Open the app and see it straight away: what you spent, what's due next, and how much is safe to spend today.
An AI that answers back
Ask "can I afford this?" or "what can I cancel?" and get an answer built from your real numbers, in plain language, not a chart.
From download to your first number in under three minutes
0:00About 30 seconds
Sign in with your number
A one-time code to your phone. There is no password to make up and none to forget.
0:30About 2 minutes
Link a bank, or skip it
Approve access on your own bank’s screen through an Account Aggregator, so answers use your real numbers. Or skip it and add things by hand.
2:30Every day after that
Open it each morning
The day’s number is on Home. Ask the AI whenever a money question comes up.
Your bank data stays yours
Access comes through India’s Account Aggregator framework, with your consent, for the period you choose. You can end it from the app at any time.
How we protect itRBI-licensed Account Aggregators
Data flows only through India’s regulated AA framework, the same rails banks use for consent-based sharing.
We never see your password
Moncass never asks for and never stores your banking credentials. Access is granted by you, through consent.
You hold the controls
See exactly what you shared, and revoke any account or consent whenever you like, in one tap.
Skippable by default
Nothing except login is mandatory. Use Moncass manually first, and connect only when you’re ready.
Be first in when it opens
Leave your details and we will email you once, when early access opens. Nothing else.